Personal Information Policies and Procedures

This privacy statement has been created in order to demonstrate this website's firm commitment to privacy. The following discloses our information gathering and dissemination practices for this web site.

  1. Our clients entrust us with their personal information and we protect that information.
  2. We use various methods to safeguard personal information. These include physical security, computer and electronic security, destruction of information no longer needed, and contractual protections with third party data processors.
  3. Personal information held by us consists of all information provided for each application and credit information obtained from or with the consent of a client.
  4. This information is used by us and our affiliates only for the purposes and in the ways consented to by each client on our Privacy Protections and Client Consent form, or as required or permitted by law. These purposes can include i) arranging and/or renewing loan(s) / mortgage(s), ii) informing the client of group creditor insurance for which K-W Mortgage or its affiliate is the group policy holder, iii) informing the client of other products offered or approved by K-W Mortgage or its affiliates that may be of interest to the client.
  5. No personal information is disclosed to third parties except as consented to by each client on our Privacy Protections and Client Consent form, or as required or permitted by law.
  6. You may request access to your personal information held by us, or request a change in your consent to our use of your personal information, by contacting our Privacy Compliance Officer.
  7. All inquiries or complaints regarding personal information or privacy issues can be forwarded to:

    Privacy Compliance Officer
    Verico K-W Mortgage
    3 - 901 Victoria Street North
    Kitchener, ON, N2B 3C3

  8. If your inquiry or complaint is not resolved to your satisfaction, please contact: The President, K-W Mortgage Inc., at the above address. You may also file a complaint with the federal government's Privacy Commissioner at 112 Kent Street, Ottawa, Ontario, K1A 1H3, or in Quebec, contact the Commission d'accès à l'information, 575, St-Amable, Suite 1-10, Québec, PQ, G1R 2G4.
  9. The web server hostingVerico KW-Mortgage automatically collects information about your computer hardware and software. The data collected can include your IP address, internet browser type, access times and information on any web sites that have referred you to our website. This information is used to maintain statistics for this web site.  The data is also obtained to help troubleshoot any issues that may be experienced by users while visiting this site.
  10. Verico KW-Mortgage is not responsible for the privacy practices or the content of any Web sites that it links to.